Stay Secure
Your privacy matters here—let’s keep your financial journey safe and sound.
Last Updated: June 2026
Welcome to The Working Dollar (“Website,” “we,” “our,” or “us”). Your privacy is important to us, and we are committed to protecting any personal information you share while using our website.
This Privacy Policy explains how The Working Dollar collects, uses, stores, protects, and processes your information when you access our website, use our financial tools, subscribe to our email list, download resources, or interact with any content provided on our platform.
By using this website, you agree to the practices described in this Privacy Policy.
1. Information We Collect
We may collect both personal and non-personal information when you interact with The Working Dollar.
Personal Information
You may voluntarily provide personal information including:
- Name
- Email address
- Contact information submitted through forms
- Information submitted when subscribing to newsletters
- Information provided when downloading free resources or ebooks
- Information submitted through contact forms or customer inquiries
Providing personal information is always voluntary.
2. Information Collected Automatically
When you visit our website, certain information may automatically be collected through browser technologies and analytics tools.
This may include:
- IP address
- Browser type
- Device information
- Operating system
- Geographic location (approximate)
- Referral source
- Website pages visited
- Time spent on pages
- Click activity and site interactions
This information helps us improve website functionality and user experience.
3. Cookies and Tracking Technologies
The Working Dollar may use cookies and similar tracking technologies to improve website performance and personalize user experience.
Cookies may be used for:
- Website functionality
- Analytics tracking
- Remembering user preferences
- Advertising performance measurement
- Audience behavior analysis
- Improving website speed and performance
Users may disable cookies through browser settings at any time.
Disabling cookies may affect certain website features.
4. Email Subscriptions and Marketing Communications
Visitors may voluntarily subscribe to receive communications from The Working Dollar.
This may include:
- Investing newsletters
- Dividend stock updates
- REIT investing insights
- Retirement planning resources
- Educational financial content
- Market commentary
- Promotional offers
- New blog content notifications
- Free downloadable resources
This may include resources such as:
100 Dividend Stocks Ranked By Yield and Safety
By subscribing, you consent to receive email communications from us.
Users may unsubscribe at any time using the unsubscribe link included in all email communications.
5. Financial Calculators and Tool Usage
The Working Dollar provides financial planning and investing tools, including but not limited to:
- Dividend Income Calculator
- REIT Analyzer
- Dividend Stock Screener
- FIRE Calculator
- Dividend Income Goal Planner
- AI Stock Explainer
When using these tools, users may voluntarily enter financial information for calculation purposes.
Examples may include:
- Income targets
- Investment amounts
- Dividend projections
- Retirement goals
- Portfolio estimates
- Savings assumptions
This information is used solely to provide tool functionality and improve user experience.
We do not use calculator inputs as personalized financial advice.
6. How We Use Collected Information
Information collected may be used to:
- Operate and maintain the website
- Improve website functionality
- Improve financial tools and calculators
- Send newsletters and educational updates
- Deliver free downloadable resources
- Respond to customer inquiries
- Improve content quality
- Analyze website traffic and visitor behavior
- Personalize website experiences
- Measure marketing campaign performance
- Improve advertising effectiveness
We only collect information reasonably necessary for operating our website and services.
7. Advertising and Third-Party Services
The Working Dollar may use third-party advertising providers and external service providers.
These may include services related to:
- Website analytics
- Advertising networks
- Email marketing platforms
- Affiliate programs
- Conversion tracking
- Payment processing (if applicable)
- Marketing automation tools
Third-party providers may use cookies or tracking technologies according to their own privacy policies.
We do not control third-party privacy practices.
Users should review those policies independently.
8. Affiliate Links and Partner Relationships
Some content published on The Working Dollar may contain affiliate links.
This means we may receive compensation when visitors click certain links or purchase products or services through referral partnerships.
Affiliate relationships may include:
- Brokerage platforms
- Banking products
- Investment services
- Financial software
- Educational products
- Other finance-related products and services
Affiliate partnerships do not affect our editorial independence.
We aim to provide honest and educational content regardless of affiliate relationships.
9. Data Security
We take reasonable security measures to protect user information from unauthorized access, misuse, loss, or disclosure.
However, no online platform can guarantee absolute security.
While we take commercially reasonable precautions, users acknowledge that internet-based data transmission carries inherent risks.
Use of this website is at your own discretion.
10. Sharing of Information
We do not sell personal information to third parties.
We may share limited information only when necessary for business operations including:
- Email delivery services
- Analytics providers
- Advertising providers
- Website hosting services
- Legal compliance obligations
- Fraud prevention or security monitoring
Any third-party service providers used are expected to handle data responsibly under their own privacy standards.
11. International Visitors
The Working Dollar may be accessed by visitors from countries around the world.
By using this website, international visitors understand that information may be processed or stored in jurisdictions different from their own country.
Users agree to such processing by continuing to use the website.
12. Children’s Privacy
The Working Dollar is intended for general audiences interested in personal finance and investing education.
We do not knowingly collect personal information from children under the age of 13.
If we become aware that personal information from a child has been collected without appropriate consent, we will take reasonable steps to remove that information.
13. External Links
Our website may contain links to third-party websites, products, or services.
We are not responsible for:
- External website content
- Third-party privacy practices
- Security policies of external websites
- Products or services offered by third parties
Users should review external privacy policies before sharing personal information with third-party websites.
14. Your Rights and Choices
Users may choose to:
- Unsubscribe from email communications
- Disable cookies through browser settings
- Request deletion of submitted personal information where applicable
- Contact us regarding privacy concerns
- Limit information voluntarily submitted through website forms
Users remain in control of what information they choose to share.
15. Changes To This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time.
Changes become effective immediately upon publication on this website.
Users are encouraged to review this page periodically.
Continued use of The Working Dollar constitutes acceptance of updated terms.
16. Contact Information
If you have questions regarding this Privacy Policy or how your information is handled, please contact us using the contact information available on this website.
By using The Working Dollar, you acknowledge that you have read, understood, and agreed to this Privacy Policy.
Your privacy matters. Your data deserves respect. Smart financial decisions begin with trust.